MBNA card - The MBNA cards have a very low balance transfer rate,
(1.9% to 2.9% for around 5 months). If you've got a large balance to transfer
from another credit card, the action the transfer rather quickly, and the
rates are some of the lowest around. Beware though - if you use your MBNA
card to make a purchase, your repayments go to paying off the purchase FIRST
at a much higher rate.
Other
financial services
Billpayment.co.uk
- A way of paying bills online with just a Switch card
Unclaimed
Assets Register-
There's £15 billion in unclaimed pensions, lottery tickets and policies.
For £15, see if you're due any!!
Motley fool
- good financial advice - currently specialising in help with UK ISA and tax-free
savings.
Credit information
There
are two main agencies in the UK that hold information about your credit status,
and for £2, they are obliged to send you a copy of your record, under the
Data Protection Act. You'd be surprised what they know about you!
The reports contain
information on the electoral roll at your current and previous addresses, details
of which companies have been searching on you, and your credit history with companies
who you currently have credit with (purchases, mortgages, loans and credit cards).
Experian
, Consumer Help Service, PO Box 8000, Nottingham NG1 5GX
Equifax
, Consumer Response Centre, PLC,
PO Box 1140,
Bradford
BD1 5US
Refused
credit? I was! Click here for the story of the Halifax's mistake